Park Models

What are park models?

Park models (officially called "park model RVs" or PMRVs) are RV-class dwellings under 400 square feet, built on a single chassis and delivered fully finished to your site. They sit at the intersection of tiny homes and manufactured homes: larger and more home-like than a travel trailer, but classified as RVs by federal ANSI A119.5 standards, which affects zoning and financing. Most park models are placed semi-permanently at RV parks, campgrounds, or private rural lots.

Who they're best for

Park models work well for seasonal residents (snowbirds in Florida or Arizona, summer retreats in the mountains), buyers who want a compact full-time residence in an RV park community, and landowners who want a livable structure on rural land without the permitting hurdles of a traditional home. They're also popular as guest cottages on larger properties.

Typical price range

Park models typically run $40,000 to $100,000 for the unit itself, not including site prep, utility hookups, or skirting. Mid-range fully-finished park models cluster around $55,000–$80,000. Delivery and setup add $3,000–$10,000 depending on distance and site access. Lot rental at an established RV park ranges from $400–$1,200 per month in most of the U.S.

Key considerations

• RV classification: Park models are RVs under federal code, not permanent homes. This means restricted zoning in most residential districts — check local rules carefully before placing on private land.
• Size limits: The 400 sq ft cap (common area only; lofts may exceed this) is a legal ceiling. Exceed it and you're in manufactured home territory, which triggers HUD code and different regulations.
• Utility hookups: Park models typically use RV-style hookups (50-amp electrical, standard water, sewer). Skirting and additional decks are often added on-site.
• Financing: Conventional mortgages don't apply. Expect RV loans (common, widely available) or personal loans. Terms typically run 10–20 years.

How to choose

Start by deciding placement — RV park, private rural land, or mixed-use — and check zoning accordingly. Filter park model manufacturers by layout style (single slide, double slide, loft) and delivery region. If buying for snowbird use, prioritize insulation and climate-appropriate windows. Compare available park model listings on floorplan efficiency — 400 sq ft with good layout lives much larger than 400 sq ft with poor flow.